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0 tracked cards Supplemental - Not MEE July 2026

A lender finances a consumer's purchase of a car, and state law requires security interests in cars to be shown on the certificate of title.
How is the lender's security interest generally perfected?

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Perfection is impossible for certificate-of-title collateral. Automatic PMSI perfection always applies to titled automobiles. Perfection generally requires compliance with the certificate-of-title statute, such as notation of the lien on the title. Possession of the car keys perfects the security interest.

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